We love the “self-made billionaire” story. Gina Rinehart is often held up as the ultimate example—a powerhouse who turned iron […]

In a country like Australia, which uses a fiat currency—money that is created by government decree and not backed by

The claim that a healthy economy relies on the private sector to create wealth, while the government merely shifts money

When we think about markets today, we often picture busy places where strangers buy and sell goods and services. We

Many people think money was invented to make trading easier. The usual story goes like this: in the old days,

In a country that issues its own fiat currency, taxes do not (indeed, they cannot!) fund government spending. A government

Calm Consulting was founded with a clear intention: to provide independent support coordination that is free from commercial pressures, billing

There’s a common misconception in public debate that programs like the National Disability Insurance Scheme (NDIS) are a financial burden